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The money side

We get your draws out.

Slow billing is the most expensive habit in this trade. Your money should not be sitting in a truck console while a payment application waits for somebody to finish it.

Construction draws · California · Every trade

A draw is not an invoice

This is the first thing most people get wrong, so it is worth being precise about.

A construction draw is the payment request. It is the package your customer, or their lender, pays against. You submit a draw. You send a draw. You get a draw out. You never "bill a draw" — you bill the job, and the draw schedule is what says when each request goes out and what it is measured against.

That distinction is the whole difference between handing this to somebody who can type up an invoice and somebody who knows what has to be attached before a draw will clear.

What we do on every draw

  • Build the package. Progress billing itemised against the schedule of values, tied to the right budget lines rather than a free-text total.
  • Attach what the money needs. Conditional and unconditional lien waivers from every sub and supplier, signed from the field — not chased for three weeks at closeout.
  • Track retainage per invoice, including retainage that steps down mid-contract.
  • Send it inside two days. Building it is our job, so it does not sit on a desk.
  • Chase it every week, so you are never the one who notices a draw is thirty days out.
  • Report it in the format the money wants — including WIP reporting in the shape a bank or a bonding company actually asks for.

Nothing goes out without your say-so. Money and commitments stop at you by default. We write the draw up, you make the call. That is not a habit we ask you to build — it is how the system is wired.

The half nobody else covers

Most of what is sold to contractors stops at the contractor. Software does the contractor's paperwork. An assistant answers the contractor's phone. Nobody's offer includes the person the job is actually for.

Your customer is the one paying the draw. A customer who does not know what they are paying for is a customer who slows the money down, questions the change order, and tells the neighbour something different than you would have. So we look after both of you — you get the draw out, and your customer gets told where the job stands and what the money is against.

That is the part a software subscription cannot do, because software does not answer to your customer. And it is the part an assistant cannot do either, because they do not answer to your customer's money.

Who this is for

Every trade. Roofers, electricians, plumbers, framers, concrete, drywall, HVAC, flooring, painters, remodelers and general contractors. Residential and commercial. The paperwork takes the same shape in all of them — the details do not, which is exactly why the person running it should know the work.

All of California, in your time zone and in U.S. business hours. Nothing here is outsourced.

Questions contractors ask about draws

What is the difference between a draw and an invoice?

A draw is the payment request itself — the package your customer or their lender pays against. An invoice is a bill for work. In construction the two are not the same thing, and it matters: a draw has to be built against the schedule of values and carry the right waivers and backup before it will clear. You submit a draw. You bill the job.

How fast do you get a draw out?

Inside two days. Slow billing is the most expensive habit in this trade, and most of the delay is not the customer — it is the package sitting unfinished. Building it is our job, so it does not sit.

Do you chase the money, or do I?

We do. Somebody follows up every week, so you are never the one who notices a draw is 30 days out. You hear about it from us, not from your bank balance.

What if my customer's lender has its own draw form?

Then we fill out theirs. Lenders and title companies all have their own forms and their own backup requirements, and we work in the format the money actually needs — including WIP reporting where a lender or bonding company asks for it.

Do you handle retainage?

Yes, tracked per invoice and not bolted on at the end, including retainage that steps down mid-contract.

What happens if a subcontractor will not sign a lien waiver?

That is exactly the thing worth catching before payment goes out rather than three weeks into closeout. Waivers get requested from every sub and supplier with each payment application, tracked against the payment schedule, and anything missing is chased before disbursement — not discovered later.

Do you work with my trade?

Every trade. Roofers, electricians, plumbers, framers, concrete, drywall, HVAC, flooring, painters, remodelers and general contractors. The paperwork is the same shape in all of them; the details are not, which is why the person running it should know the work.

Is my draw work done by software or by a person?

A person, with software underneath. The software reads the documents, checks the arithmetic and keeps the record; your project manager builds the package, submits it and answers for it. Nothing goes out to your customer or your lender without a human signing off on it.

Which parts of California do you cover?

The whole state. We work in your time zone and in U.S. business hours, and nothing about this is outsourced.

Get the draws off your desk

Tell us what you are running and what it is costing you to keep up. We will tell you plainly whether we are a fit.

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